Tax Day 2013 for Pet Parents: 4 Ways to Budget Better for Pets

Are you getting a hefty tax return this year? Then you may be planning a sun-filled vacation. Not getting much back, or have to pay this year? Then you may be wondering how to cut some costs.Whatever your situation, Tax Day is that time of year when we realize how effectively we're spending our money... or not.Where our pets are concerned, of course we all want to provide them with the best possible care. But when times are tough, many Americans choose to skip vet visits or recommended medications like flea prevention for their pets. It's completely understandable, of course, when food and medical costs for our family come first. But are there ways to budget better for our pets, and get more out of our hard-earned cash?

Pet insurance is

, and is fast catching on as a useful way to protect pets from unforeseen issues. Just be sure to shop around for the right policy, and check out our

before making a purchase.Alternatively, some families have found that putting the money they might have spent on a pet insurance plan every month into a saving account reserved for pet emergencies works out better than buying an insurance plan.

Spaying and neutering services and vaccines are some of the most important health care services we can provide our pets.

pets can prevent health issues when animals age later on, and

, of course, protect against dangerous viruses and illnesses.To cut down on the price tag of these services, search in your area for a deal from a veterinarian or your local humane society. Many will host low-cost service fairs throughout the year.Additionally, a number of veterinarians are getting in on the game of offering package deals. You can purchase a year-long plan, for instance, that covers check-ups and some incidental costs, and make small monthly payments during the year. This can help you fit your pet's health care costs into your regular budget, as opposed to finding yourself in a situation where you have to come up with a large sum.

Indoor cats can live years longer than outdoor cats, and dodge issues from parasites and disease to cars and aggressive wildlife. Take a look at our considerations for

.

Most health concerns for pets can be best handled -- quicker, cheaper, and more effectively -- if they're caught early. Capitalize on this by doing a few quick health checks at home about once a week.

for signs of irritation, insect bites, inflammation, sores, or anything out of the ordinary.

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